Services for Buyers 
Recognized as two of the most respected and successful Real Estate Agents in Austin, Rick Payton and Robin Hammond have established a reputation for providing luxury real estate buyers with the quality service based on integrity and professionalism.
Like any other real estate transaction, buying a luxury property can be stressful and time consuming. Rick and Robin are experts at matching your needs and dreams with the best properties available.
Rick and Robin's mission is to guide you through the buying process utilizing his expert knowledge and negotiating prowess. Their goal is a finalized transaction that you walk away from feeling pleased and happy about your new home.
As Your Agent, We Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
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